![]() ![]() Conditions and terms are subject to change without notice. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. For home purchase or refinance assistance, please call (916) 971-2599 or schedule an appointment. To help you prepare for that discussion, below is a high-level overview of the key benefits of both fixed- and adjustable-rate mortgages and the home loan options SAFE offers. Rate is determined by credit score, term, and model year of vehicle. That’s where scheduling time to talk with a SAFE Mortgage Officer fits in. Off-Road/Recreational Vehicle Loans Description Boat, Motor, and Trailer Loans Description The penalty schedule is as follows: Terms of less than 1 year are 30 days dividends (or total dividends earned if open < 30 days) Terms greater than 1 year are 90 days dividends (or total dividends earned if open < 90 days).Get a loan to help finance your next adventure on the road or on the water, with rates as low as 6.50% APR*. *At the end of the 9-month term the certificate will auto renew to regular 12-month term and rate.įor all certificates, the amount of the early withdrawal penalty is based on the term of your account. A fee may apply when refinancing an existing TCU vehicle loan. Rate is 0.25 higher without automatic payment and 0.50 higher if you have been a member for 6 months or less. Promotional Share/IRA Certificate Rates back to top The APR (Annual Percentage Rate) for New and Used Autos reflects a 0.25 discount for automatic payment and a 0.50 discount for being a member for more than 6 months. The penalty schedule is as follows: Terms of less than 1 year are 30 days dividends (or total dividends earned if open < 30 days) Terms greater than 1 year are 90 days dividends (or total dividends earned if open < 90 days). *3 Month & 6 Month Terms do not apply to IRA Certificates.įor all certificates, the amount of the early withdrawal penalty is based on the term of your account. See full disclosures Checking Account Rates back to top Account NEW AUTO Rates starting as low as 5.74 APR Current, previous and forthcoming year models 7,500 miles or less and never been titled Financing available for. The rate for Mastercard Platinum will be set at the Wall Street Journal Prime Rate plus 5% for purchases and balance transfers, and the Wall Street Journal Prime Rate plus 7% for cash advances. Variable rates may increase after consummation. ![]() The rate for Mastercard Rewards will be set at the Wall Street Journal Prime Rate plus 6.50% for purchases and balance transfers, and the Wall Street Journal Prime Rate plus 8.50% for cash advances. *The rate for Enrichment Mastercard will be set at the Wall Street Journal Prime Rate plus 3% for purchases and balance transfers, and the Wall Street Journal Prime Rate plus 7% for cash advances. Aggregate unsecured indebtedness with EFCU cannot exceed $50,000. Terms exceeding 84 months require a minimum loan amount of $30,000. Loan terms for new/used RVs up to 84 months. Recreational vehicle loans include boats, campers, motorhomes, and motorcycles. Variable rates may increase after consummation. An additional 1% will be added to the rate for vehicles with over 100,000 miles. Some restrictions and other criteria may apply. All rates are based on credit score and represent highest tiers. Consumer rates and terms are based on Enrichment Federal Credit Union's Performance Based Pricing program's best rate. *Rates are expressed as an annual percentage rate (APR) and are subject to change. ![]()
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